Liz is a leading expert in PPVUL structuring and tax elimination strategies for the high-net-worth market, bringing nearly two decades of experience to her work. Her background includes serving as a Managing Director at Banker's Trust Company and representing U.S. banks at the National Association of Insurance Commissioners. Recognized by the Financial Times, Liz regularly presents at industry conferences such as the Leaders Group annual conference and the Annual Private Placement Life Insurance and Variable Annuities Forum. She holds a Master's in Executive Communication and Leadership from Seton Hall, along with certifications in Strategic Planning & Management from Harvard and Trust Indenture Dynamics from the American Banking Association. Her academic credentials also include a BA in Labor Relations and a BS in Mathematics from Rutgers.

Hugo provides comprehensive planning and consultation services to high-net-worth individuals and families, focusing on business, charitable, estate, and retirement planning. He collaborates closely with clients and their advisors to develop effective risk management strategies, implement advanced planning techniques, and design customized life insurance solutions. His deep understanding of the financial landscape is informed by his experience as head of Specialty Markets for AXA US, where he oversaw premium finance and global client markets. Hugo holds a BS in Finance from Villanova University and a JD from the University of Connecticut School of Law. A respected speaker and author in the field, his work has appeared in publications such as Trusts & Estates, AALU’s Washington Report, and National Underwriter. He is a member of the Bar Associations in New York and Connecticut.